Spending money is easy. Spending money wisely is a skill. Many Nigerian teens don’t have a money problem— They have a spending problem. You may not even realize it, but every time you spend money, you are making a decision that affects your future. This book will teach you how to:

• Differentiate between needs and wants
• Think before you spend
• Avoid impulse buying
• Make smart financial decisions
• Spend like a disciplined and focused teen…